Relating to liability insurance for firearm ownership.
https://capitol.texas.gov/tlodocs/88R/billtext/html/HB05185I.htm
| By: Ramos | H.B. No. 5185 | |
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| relating to liability insurance for firearm ownership. | ||
| BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
| SECTION 1. Chapter 411, Government Code, is amended by | ||
| adding Subchapter T to read as follows: | ||
| SUBCHAPTER T | ||
| LIABILITY INSURANCE FOR FIREARMS | ||
| Sec. 411.701. DEFINITIONS. In this subchapter: | ||
| (1) "Firearm" means any weapon that is designed, made, | ||
| or adapted to expel a projectile by the action of an explosive and | ||
| includes, but is not limited to, pistols, rifles, shotguns, and | ||
| machine guns. | ||
| (2) "Liability insurance" means insurance coverage | ||
| that provides financial protection against lawsuits arising from | ||
| the use or ownership of a firearm. | ||
| Sec. 411.702. INSURANCE COVERAGE REQUIREMENT. (a) Every | ||
| owner of a firearm shall maintain liability insurance coverage in | ||
| an amount of not less than $100,000 per occurrence for injury to or | ||
| death of one person, and in an amount of not less than $300,000 for | ||
| injury to or death of two or more people, and in an amount of not | ||
| less than $50,000 for damage to property. | ||
| (b) The liability insurance coverage required by this | ||
| section shall be in effect at all times that the firearm is in the | ||
| possession of the owner. | ||
| Sec. 411.703. PROOF OF INSURANCE. (a) Every owner of a | ||
| firearm shall provide proof of insurance coverage as required by | ||
| this chapter to any law enforcement officer upon request. | ||
| (b) Every owner of a firearm in Texas shall provide proof of | ||
| insurance coverage to the department upon application for a | ||
| firearms license or renewal of a firearms license. | ||
| Sec. 411.704. EXCEPTIONS. This subchapter shall not apply | ||
| to members of the armed forces of the United States or the National | ||
| Guard, when on duty, or to peace officers. | ||
| Sec. 411.705. ADMINISTRATIVE PENALTIES. (a) Any person | ||
| who violates any provision of this chapter shall be subject to a | ||
| fine of not less than $100 and not more than $1,000 for each | ||
| violation. | ||
| (b) Any person who knowingly provides false proof of | ||
| insurance coverage shall be subject to a fine of not less than | ||
| $1,000 and not more than $10,000 for each violation. | ||
| SECTION 2. This Act takes effect September 1, 2023. | ||
